Privacy Policy

Last updated: February 19, 2026

1. Information We Collect

When you use DebtStack, we collect:

  • Account information: Email address and name provided during registration through Clerk.
  • Usage data: API call logs, endpoints accessed, timestamps, and request metadata for billing and analytics.
  • Payment information: Processed securely by Stripe. We do not store credit card numbers.
  • Chat data: Conversations with Medici (our chat assistant) are stored locally in your browser. We do not persist chat history on our servers.

2. How We Use Your Information

  • To provide and maintain the DebtStack API and chat assistant.
  • To process payments and manage your subscription.
  • To track API usage for billing and rate limiting.
  • To improve our services through anonymized usage analytics.
  • To communicate with you about your account or service updates.

3. Third-Party Services

We use the following third-party services:

  • Clerk: Authentication and user management.
  • Stripe: Payment processing.
  • PostHog: Product analytics (pageviews, feature usage).
  • Sentry: Error tracking and performance monitoring.
  • Google Gemini: Powers the Medici chat assistant.

Each service has its own privacy policy governing how they handle your data.

4. Data Security

We implement appropriate technical and organizational measures to protect your data, including encrypted API key storage, HTTPS for all communications, and secure authentication via Clerk.

5. Data Retention

We retain your account information and usage logs for as long as your account is active. API call logs are retained for billing reconciliation. You may request deletion of your account and associated data at any time by contacting us.

6. Your Rights

You have the right to:

  • Access the personal data we hold about you.
  • Request correction of inaccurate data.
  • Request deletion of your account and data.
  • Export your data in a portable format.

7. Contact

For privacy-related inquiries, contact us at debtstackai@gmail.com.